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Sure, my credit isn't great for the simple fact I carry no credit cards whatsoever, nor do I have any personal loans or other major expenses besides my rent and utilities. When I found myself in need of a car Santander was rape me financially that is with a 24% interest rate.

I've been paying them for 2.5 years and it seems my balance has hardly dropped at all, matter of factly I owe slightly less than what the car was priced at originally. I just paid off the loan, vowing that if I ever had to get another car loan I'd sooner walk than get cash raped by these vultures.

Product or Service Mentioned: Santander Consumer Usa Auto Loan.

Reason of review: Problems with payment.

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Why would you even sign the note at 24%?

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