Manufacturer: Santander Consumer Usa Category: Loans Clear all filters (57 of 57 reviews match)
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Some how i still owe about 8000 on my car i bought for 9500... been paying on it for 6 years now and shelled out approx 16,000-17,000 so far but i owe 1000 less than what it was financed for. I understand i don't have good credit but at this rate they're asking me to pay 25k on a 9500 vehicle that i put over 1000 down on
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Anonymous

Anonymous Any time you paid late, YOU generated extra interest for them in addition to late fees. If YOU read the contract, you will see how much is to be paid when paid off. If you f...

I have been with santander for 4 years my balance is the same.And anytime im a few days late. They send my account to repo.Whatt company can i get to refinance my car?
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Anonymous

Anonymous Isn't that a shame. YOU promise in YOUR CONTRACT to make each and every payment on time. YOU fail to do this which brings on consequences of YOUR making. It's all their fau...

This is the worst company in the united states.....they overcharge their customers and have the nerve to charge 10.95 to pay my car payment every month...if i knew about this company before i purchased my car i would not have gotten it...i will never use Santander again for a car loan ...i will refinance the car i have now just so that i don't have to deal with this ragedy company......their customer service reps are incompetent....they tell u...
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Anonymous

Anonymous If they are so much of a rip off, why didn't a bank with a lower APR finance you? You didn't chose this subprime deadbeat lender...you were PLACED with them which is a huge d...

Santander Consumer Usa Auto Loan Review

#928192
Iv paid on my car every month for 4 years and they say I owe more on it today than I did 4 years ago when I took out the loan ..Hows that possible.? When I ask them they say late fees..that doesnt add up.
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Santander Consumer Usa Auto Loan Review

#914169
1.0
I had a loan through them and I wasn't able to make payments on time BUT I've already paid them $49,308 and they telling me my balance is still $11,280 .. I finianced $28,400 total for my truck ... How could they still be money hungry. 8 years at it still!
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Santander Consumer Usa Auto Loan Review

#889883
1.0
This place os horrible!!! Never get a loan through them. If you call in to make a arrangement they ask all kinds of personal questions and yell at you!! Really unprofessional customer service. 90% of the people you cannot understand!!
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Santander Consumer Usa Auto Loan Review

#864002
1.0
I would like to join or set up a class action lawsuit... This company needs to be shut down! They are crooks and they are getting away with taking ones money to support their high interest and unethical practices. Who is with me?
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Our joint closed account is reporting incorrectly to both our three credit reports.It is listed as a "Charge Off" June 2016. I paid what I was told payoff was in Oct or Nov 2013. Somehow a measly $4 balance was left, which Santander reported as 30/60/90/120+ days late. On Four dollars! When I disputed the lates in June 2016, they changed the $4 120+ late in 2013 to a Charge Off in 2016. Apparently the $4 balance was due to incorrect Pay Off...
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My vehicle is financed through santander i pay 627.75 a month and after 5 years my payoff is 15793.00 ipurchased this truck in 2011 it was only 25,000 so where is my payment going by the time im finished this truck will be almost 45,000. Really this is not fair your getting double of what this truck is even worth if anyone is filing a lawsuit against please i want to know and sign up
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Anonymous

Anonymous Get on the band wagon, and if there is anyone else out there who has be defrauded by unscrupulous practices I am in the process of filing a Class Action Lawsuit against Santan...

Anonymous

Anonymous You don't have a clue of what you're talking about. A basic accounting principle which has been around for years is "amortization". In the beginning of the loan, most of the...

This company intentionally takes place in predatory auto loan practices. They put you into terms that no one could afford. They also charge $10.95 per month to pay your bill each month. They lie, steal , and are very dishonest. You are better off saving up to purchase a car than to finance through this scam of a company! BUYER BEWARE STAY AWAY! They lend money to sub-prime buyers knowing that the buyers will be unable to sustain the payments at...
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Anonymous

Anonymous Oh poor Baby! It is up to YOU to determine if YOU can afford the car, not them! When YOU sign the contract, it is YOU who agrees to said terms of the contract. If YOU can't...

1.0
I didn't like
  • Rip people off
  • Interest rate
  • Lied to
#938165
Had two vehicle loans through Santandar USA. All was well till my layoff and wife subsequent surgery which had her on short term disability. Made numerous arrangements to make payments until one day a knock on the door...You guessed it Repo Man. He was cordial and allowed us to retrieve our personal belongings. I tried my best, they even called me after the repo to make payments as though I still had ownership. Totally disgusted!!! I had to...
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Anonymous

Anonymous Exactly what did you expect? YOU failed to do what YOU promised to do when YOU signed the contract. YOU failed to do what YOU promised to do. Of course, that's typical of y...

this is not a good company to deal with....example...my daughtet bought a dodge dart through their program.paid the down payment in june...made july...august. and september....but she mailed it to the address on the outside of the statement envelope. now this is part of their company instead of sending her payments to the processing department since they are part of the parent company... they repossed her car without notice(I was told by a rep....
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Anonymous

Anonymous Oh yes...they are so, so corrupt! Your daughter failed to comply with the terms of the contract by failing to send the payment to the correct address and also failed to check...

Santander Consumer USA is one of the worst companies to do business with. They prey on those with bad credit who are in a situation where they have no where else to turn and stick them with a ridiculous interest rate. I have two and a half years left with these people and my interest rate is at 18.25 %. Their constumer service is absolutely horrible and they avoid any results that can be helpful to your case. Also they will not refinance...
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Anonymous

Anonymous It was YOU who gave yourself the high interest rate by bringing to the deal the track record of YOU not paying your bills on time! If this was not the case, you would have be...

Worst lender paying for a pick up. $30k in interest, the loan was only for six years and eight years later i have a balance of over $8k, i only got three extensions, they say it was 8, any way i was supposed to finish last year in december, ashame these people charge $5 a day for interest even if your payment is due on the $15th, the continue to chg $5 a day for additional interest until you pay off loan, dept of justice attorney general of...
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Anonymous

Anonymous Im sure the ones defending that santander business from spain are the ones that work there and are unethical and work in accounting and dont know how to apply payments they re...

Anonymous

Anonymous BS with a capital "B"! It was YOU who paid late and as such it was YOU who caused the extra interest charges! If YOU don't want to rack up extra interest and late fees, then...