Santander Consumer Usa Auto Loan Reviews

Santander Consumer Usa Auto Loan 1 of 2
1.1
(32 reviews)
Interest Rate
Product or Service Quality
Value for money
I have an auto-loan through Santander Bank, I recently was laid-off and am in the process of finding employment. Upon calling Santander and telling one of the reps about my current situation they seemed understanding and even offered an extension that wouldn't affect my credit and i only had to pay half of what my regular payment would be. After requesting loans from friends/family and cashing-in all of the coins and change i had, I finally have...
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at the beginning of this loan(simple interest) I had trouble making payments on the 15th , so I had them do the deferments to get it straight but each time for whatever reason they would never change it.then they said I was out of deferments . I asked for a change of date and they changed it by 2 days to the 13 . at this time after 69 payments of 475.00 a month I still owe this company 12000.00 in principal. so rather then continue to get...
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Anonymous

Anonymous Being a veteran has NOTHING to do with this so you can put away that sympathy card. By your own admission, you couldn't make your payment from the start! Therefore the respo...

1.0
I liked
  • Leaving it
#890827
Too few installment trades because I pay off balances each month. Too many auto trades when I was sitting there doing the only "trade" of my 60 year life with no negative equity. Claimed that the info was derived from Experion credit bureau report. Santander did offer a much higher interest rate and longer term loan if I would accept immediately Credit score was mid 700's. They prey on customer vulnerability, and I'm mad Car Max even uses...
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unixgirl2015

unixgirl2015 I would have went to my bank or credit union. End of story. That's what I did. Get away from these loan sharks.

Anonymous

Anonymous You can be mad. And get nothing. Or you can go to your bank or better your credit union and get your own financing.

I obtained a loan for a vehicle thru Santander.The car was totaled one year into the loan. I had gap insurance and a service agreement attached to the loan. Santander recieved 17,000 from the insurance company and 14 000 for a total of 31,000 for a 2014 Ford fusion. They are attempting to extort another 6,000 claiming a balance for service agreement and remaining balance for the full length of the loan which would have been 72...
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unixgirl2015

unixgirl2015 I hope so because these folks are loan sharks and crooks. Trust me I am going through a refinance nightmare.

I bought a new car 2014 Chevy Spark, live in WV.Was in the flood June 23,2016. Didn't make a payment for June. Got payment statement for July 3days late. Was dated 6-27-16 the due date is 3-11-16? Somehow, 2 payments of $359.93 turned into a total amount due of $2,399.58.Somehow my amount of payoff has only gone down by $854.64 since 9/11/14? I tried calling but got the run a round, or hungup on . Then on 7/14/2016, without noticeof any kind ,...
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Anonymous

Anonymous I’m Thomas Lisa by name. I live in Netherlands, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I w...

Santander Consumer Usa - Very misleading compamy
Santander Consumer Usa - Very misleading compamy
Santander Consumer Usa - Very misleading compamy
Santander Consumer Usa - Very misleading compamy
I got a car financed through Santander.The car was only worth $18,000 but they put me in the hole $21,000. It looks like I would never get the balance down. Well, the car was totaled less than a year later. I was rear ended and was not at fault. The GAP coverage is a straight lie. They still left me with a balance on my account and will not remove it from my credit report. Then, because they want me to pay $250 per month til it's paid off, and I...
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Anonymous

Anonymous Did you have insurance? Or did the offender have insurance?

1.0
I didn't like
  • Misleading gap protection
#881126
I got a car through them June 15 ,2013 they're the worse i finance for $22K i paid almost $19K now 3yrs later they saying i still owed 20K july 2016 i wish it someone i can talk to so they can look into it for me they dont keep they word u have talk different people who all got different lies to tell
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Anonymous

Anonymous I am dealing with the EXACT same thing!!

Anonymous

Anonymous If you've made payments late, then you generated extra interest for them in addition to late fees. Solution? Very simple.. You make payments on time! Since they are a subpr...

I HAVE CALLED SANTANDER REPEATLY TO RECIEVE MY STATEMENT ON MY CAR LOAN THEY HAVE LIED AND ALWAYS MADE ME FILL AS THE CONSUMER THAT IT IS ALL MY FAULT I HAVE SPOKE TO MANAGEMENT AND THE LIKE STILL NO HELP MY LOAN IS ALMOST UP AND THEY ACT LIKE THEY DONT OWE ME DECENT CUSTOMER SERVICE I WILL NEVER DO BUSINESS WITH THEM AGAIN....MY ACCOUNT IS CURRENT AND NO FEES OWED ...BUT THEY STILL KEEP LYING TO ME REGARD MY MONTHLY STATMENTS ...I HAVE NOT...
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Anonymous

Anonymous Please do not put your phone number on this site. There are others ways to get at this loan shark company.

I didn't like
  • Horrible service
#863525
This company send me a video explaining that if we paid 15 days before the due date they will apply more on principal against the interest.But I tried to paid 30 days before my due date and the first and the second month they applied 250+++ to my principal and 150+++ to the interest but the third month they already hooking you up. I paid my monthly payment 400.08 each month in advance the month of july 2nd due date i paid on may 28th 2016 they...
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I didn't like
  • Deceptive loan practices
#862862

Santander Consumer Usa Auto Loan Review

#827154
I would suggest not dealing with car dealerships that use Santander
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) with that I do not have any record of any waiver of anything. If a court order was placed to repo I was not aware of this so I don't know if notification would have to be made or attempted. I contacted the leasing company Santander to see what was the pay off amount is. I requested copy of the lease agreement and all other paperwork that could support my protections. No other information on it now only that its located at Bel Air auto...
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Anonymous

Anonymous You may already know this but simply being in the military does not provide you with full SCRA protction. There are additional qualifications you must meet and those vary from...